Next-Gen Merchant Onboarding Platform

Make instant, secure cross-border payments directly from your business bank account — without maintaining a prefunded virtual account. Enjoy FX rate locking, real-time transparency, and on-the-go global remittance with FlexBizRe
Designed for Marketplaces, Master Merchants, Banks, eCommerce Platforms, and Departmental Stores. FlexMerchants enables organizations to launch their own branded, infrastructure-light acquiring solution — reducing MDR, lowering operational costs, and boosting margins through a flexible white-label merchant acquiring platform.

A Complete Digital Merchant Acquiring Platform

FlexMerchants serves as a unified merchant management system — built to manage payments, payouts, collections, and settlements effortlessly.

Its modular architecture allows organizations to configure and scale their acquiring programs with ease. Through an intuitive Merchant Board, teams can manage sub-merchant profiles, compliance, transactions, and analytics from a single interface.

Key Capabilities

Digital Onboarding & KYB

Simplify onboarding with a seamless merchant onboarding platform designed for fast and secure verification.

  • Identity document verification from 195+ countries
  • AI-enabled checks and real-time risk alerts
  • Global KYB screening across 200+ jurisdictions

This ensures faster approvals and a smoother journey for every merchant joining your network.

Merchant Mobile & Web App

Provide merchants with a modern, multilingual mobile and web application for complete business control.

  • 360° dashboard with insights on locations, terminals, users, and compliance
  • Integrated chat support for real-time assistance
  • A user-friendly interface designed for speed and convenience

Real-Time, Multi-Channel Payments

Enable merchants to accept payments anytime, anywhere, across multiple channels through a robust multi-channel payment gateway.

  • Infrastructure-light, low-cost payment acceptance
  • Accept payments via Static/Dynamic QR, Branded QR, Unified Scheme QR, Wallets, Bank Accounts, and Cards.
  • Instant notifications across web, mobile, and email
  • Transparent, real-time tracking for every transaction

The multi-channel payment gateway helps businesses offer flexible payment experiences across diverse touchpoints.

On-Demand Settlements

Empower merchants with full flexibility and control overtheir settlements.

  • Real-time display of outstanding balances
  • Unlimited instant settlements with configurablefrequency, amount, and time.
  • Detailed transaction reports and settlement summaries

These capabilities enhance cash flow management andoperational efficiency.

Integrated Loyalty & Marketing

Strengthen Strengthen customer retention with a built-in rewards and engagement engine.customer retention with a built-in rewards and engagement engine.

  • Reward Points with an Earn & Burn model
  • Cashback, Rebates, eVouchers, eGift Cards, and Membership Cards for flexible, high-impact loyalty experiences
  • Seamless integration within each merchant’s brand ecosystem

Product & Service Listing

Simplify how merchants manage and promote their offerings 

  • Add and manage products and services directly via the Merchant Board.
  • Control pricing, offers, and location-based availability.
  • Enable customers to place orders from selected locations, creating a smoother digital journey.

These tools help businesses maintain consistent and efficient catalog management across channels.

Why Choose FlexMerchants?

Scalable and modular architecture — adjustable to every business model

Built as a reliable white-label merchant acquiring platform for complete brand control

Comprehensive analytics and compliance features

Global reach with localized relevance

Powered by FlexM’s decade-long Fintech expertise

Launch Your Own Merchant Acquiring Solution Today

With FlexMerchants, organizations can go to market faster with a ready-to-deploy digital merchant acquiring platform that simplifies complexity, accelerates growth, and delivers a seamless experience for merchants and their customers.
FlexMerchants—
Your gateway to smarter merchant acquisition
TESTMONIALS

Reviving Singapore merchants during the pandemic with FlexM’s digitalised payment solutions for Shop.com

Jane Li
(Product and Affiliate Program Manager of Shop.com)

"The most exciting part of this program was cost-savings and the digital efficiency through the removal of physical devices, paper receipts to settlement automation which result in more savings for the merchants.”

Olson
(Owner of Olson Studio)

“We can see that customers love the contactless and convenienceIt brings it just by tapping and paying using their phoneOur partnership with shop.com allows users to enjoy their cashback from transactionsIt helps to bring back more customers into the stores during the recovery period. We also appreciate the complete digital solution that requires no POS rental or receipt printing, resulting in cost savings and more eco-friendly approach.”