FlexM has been awarded 1st place in the ASEAN fintech category by MAS at the Singapore Fintech Festival 2022.

Embed finance and payments to your customer journeys.

A comprehensive e-payment solution

Key Features

Digital Wallets

Create your own payment ecosystem by embedding digital wallet to your customer journey.

An infrastructure-light stored value ledger system that lets you do more. Make contactless payments, make collection easier, offer reward points, provide cash-backs, run membership programs, manage expense reimbursement, split bills and more.

Open loop wallet  |  Closed loop wallet |  Reward points Wallet | Cash-back wallet  | Customised wallet

Purchase & Payments


‍Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

  • In-store payments
  • Online payments
  • Bill payments for 500+ services
  • Air-time purchase for 150+ countries
  • Gift card purchase for 20+ countries including Amazon, iTunes, etc

Purchase & Payments

Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

  • In-store payments
  • Online payments
  • Bill payments for 500+ services.
  • Air-time purchase for 150+ countries
  • Gift card purchases for many services, like Amazon, iTunes, etc., for 20+ countries.

Transfers

Real-time and cost effective, local and International transfers

  • Peer-to-peer (P2P) transfer - Send money, gift or points to another user within your ecosystem using a receiver’s phone number.
  • Domestic transfer - Send money to another financial or payment institution within the country.
  • Cross border  Money transfer - Send money to another financial or payment institution outside the country

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

  • 100+ Pay-in / Pay-out channels across markets
  • Seamlessly integrated to your customer journey
  • Create unlimited personalised agent collection points.

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

  • 100+ Pay-in / Pay-out channels across markets
  • Seamlessly integrated to your customer journey
  • Create unlimited personalised agent collection points.

Loyalty

Improve customer experience, stimulate engagement, strengthen brand affinity and increase revenue with an integrated choice of customer loyalty programs.

  • Rewards points with Earn and Burn engine
  • Cash Back/ Rebate
  • eVouchers
  • eGift Cards
  • eMembership Cards
  • Corporate Giftings

Merchant Acquiring

The most comprehensive Merchant Acquiring platform. Built for master acquirers, departmental stores, marketplaces and banks. Payment acceptance using QR (Static QR, Dynamic QR, Branded QR and Unified scheme QR), Wallets, Bank account and Cards

  • Intuitive Merchant Mobile/Web App
  • Digital Merchant on-boarding
  • Merchant KYB
  • Payment processing engine
  • Payment acceptance terminal
  • Product and service Listing
  • On-demand instant settlement
  • Real-time transaction tracking
  • Marketing and promotion tool
  • Integrated Loyalty program
  • Linked to e-payments
  • Suitable for all businesses

Merchant Acquiring

The most comprehensive Merchant Acquiring platform. Built for master acquirers, departmental stores, marketplaces and banks. Payment acceptance using QR (Static QR, Dynamic QR, Branded QR and Unified scheme QR), Wallets, Bank account and Cards

  • Intuitive Merchant Mobile/Web App
  • Digital Merchant on-boarding
  • Merchant KYB
  • Payment processing engine
  • Payment acceptance terminal
  • Product and service Listing
  • On-demand instant settlement
  • Real-time transaction tracking
  • Marketing and promotion tool
  • Integrated Loyalty program
  • Linked to e-payments
  • Suitable for all businesses
DEVELOPERS

Powerful APIs for fueling your fintech innovation.

Our customizable, scalable, and powerful APIs help you start off with vigor and quickly build your applications and innovative solutions.The documentation equips you with the know-how required to navigate through the process.

TRUSTED BY

400+ Business

Globally

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