Embed finance and payments to your customer journeys.

A comprehensive e-payment solution

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Key features

Key Features

Digital Wallets

Create your own payment ecosystem by embedding digital wallet to your customer journey.

An infrastructure-light stored value ledger system that lets you do more. Make contactless payments, make collection easier, offer reward points, provide cash-backs, run membership programs, manage expense reimbursement, split bills and more.

Open loop wallet | Closed loop wallet | Reward points Wallet | Cash-back wallet | Customised wallet

Purchase & Payments

‍Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

In-store payments
Online payments
Bill payments for 500+ services
Air-time purchase for 150+ countries
Gift card purchase for 20+ countries including Amazon, iTunes, etc

Purchase & Payments

Cashless, secure and real-time payment for purchase of goods and services.Payment using QR codes (static QR, dynamic QR, branded QR, unified scheme QR), wallets, bank accounts or cards.

In-store payments
Online payments
Bill payments for 500+ services.
Air-time purchase for 150+ countries
Gift card purchases for many services, like Amazon, iTunes, etc., for 20+ countries.

Transfers

Real-time and cost effective, local and International transfers

Peer-to-peer (P2P) transfer - Send money, gift or points to another user within your ecosystem using a receiver’s phone number.
Domestic transfer - Send money to another financial or payment institution within the country.
Cross border Money transfer - Send money to another financial or payment institution outside the country

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

100+ Pay-in / Pay-out channels across markets
Seamlessly integrated to your customer journey
Create unlimited personalised agent collection points.

Pay-in / Pay-out Channels

A global ecosystem of top-up and pay-out network including Bank transfers, Credit / Debit cards, Cash top-up channels.

100+ Pay-in / Pay-out channels across markets
Seamlessly integrated to your customer journey
Create unlimited personalised agent collection points.

Loyalty

Improve customer experience, stimulate engagement, strengthen brand affinity and increase revenue with an integrated choice of customer loyalty programs.

Rewards points with Earn and Burn engine
Cash Back/ Rebate
eVouchers
eGift Cards
eMembership Cards
Corporate Giftings

Merchant Acquiring

The most comprehensive Merchant Acquiring platform. Built for master acquirers, departmental stores, marketplaces and banks. Payment acceptance using QR (Static QR, Dynamic QR, Branded QR and Unified scheme QR), Wallets, Bank account and Cards

Intuitive Merchant Mobile/Web App
Digital Merchant on-boarding
Merchant KYB
Payment processing engine
Payment acceptance terminal
Product and service Listing
On-demand instant settlement
Real-time transaction tracking
Marketing and promotion tool
Integrated Loyalty program
Linked to e-payments
Suitable for all businesses

Merchant Acquiring

Intuitive Merchant Mobile/Web App
Digital Merchant on-boarding
Merchant KYB
Payment processing engine
Payment acceptance terminal
Product and service Listing
On-demand instant settlement
Real-time transaction tracking
Marketing and promotion tool
Integrated Loyalty program
Linked to e-payments
Suitable for all businesses

DEVELOPERS

Powerful APIs for fueling your fintech innovation.

Our customizable, scalable, and powerful APIs help you start off with vigor and quickly build your applications and innovative solutions.The documentation equips you with the know-how required to navigate through the process.

CASE STUDY

Reviving Businesses During the Pandemic with FlexM’s Digitized Solutions for Shop.com

Local merchants and retailers faced tremendous challenges during the pandemic when everyone’s focus shifted online. Without an online presence, it became impossible for them to get back clients and revive their businesses. FlexM created a digitized platform “Connect” for Shop.com, an international e-commerce company, through which local merchants and small retailers could acquire an online presence, interact with customers, offer loyalty programs, e-payment portals, and more.

The Problem

Businesses shut down as the masses moved towards online platforms, resulting in substantially reduced customer traffic for local merchants and small retailers.

The Solution

“Connect”, an online platform powered by FlexM for Shop.com, through which local merchants and small stores could leverage digitalization for reviving their businesses by offering loyalty and reward programs and online payment portals to increase customer traffic.

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CASE STUDY 1

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